Being involved in a car accident can be a harrowing experience, especially in a bustling urban area like Midtown Manhattan. Knowing the essential steps to take immediately after an accident can greatly impact the outcome of any potential legal or insurance claims. The Eskesen Law Firm, known for their car accident expertise, emphasizes the importance of taking the right actions post-accident.
Ensure Safety And Assess Injuries
Your first priority should be safety. If possible, move your vehicle to a safe spot away from traffic to avoid further accidents. Check yourself and others involved for injuries. If there are any injuries, or if the accident is blocking traffic, call 911 immediately.
Contact The Police
Even for minor accidents, it’s important to have a police report. The police will document the scene and gather statements from everyone involved and any witnesses. This report is a crucial piece of evidence for insurance claims and potential legal proceedings.
Exchange Information
Exchange contact and insurance information with the other driver(s) involved in the accident. This includes names, addresses, phone numbers, insurance company names, and policy numbers. Be courteous, but avoid discussing fault or details of the accident.
Document The Accident Scene
Take photos of the accident scene, including all vehicles involved, any visible damage, the layout of the road, traffic signs, and weather conditions. These photos can provide valuable evidence for your insurance claim or legal case.
Seek Medical Attention
Even if you don’t think you’ve been injured, it’s wise to see a doctor as soon as possible. Some injuries, especially those related to whiplash or internal trauma, may not be immediately apparent.
Notify Your Insurance Company
Report the accident to your insurance company as soon as possible. Provide them with the facts of the accident, but be cautious about making any statements that could imply fault.
Keep Records
Start a file to keep all your accident-related documents and information together. This should include a copy of the police report, medical records, receipts for any expenses related to the accident, and the contact information of all parties involved.
Consult With A Lawyer
Before making any statements or agreements, especially with insurance adjusters, consult with a lawyer. A legal professional can provide guidance on how to proceed, represent your interests in discussions with insurance companies, and determine if you have a legal case for compensation beyond what insurance covers.
Avoid Early Settlement Offers
Be wary of early settlement offers from insurance companies. These initial offers may not fully cover your total expenses and losses, especially if you’re still undergoing medical treatment.
Following a car accident, taking the right steps is crucial for ensuring your safety, protecting your rights, and preparing for any necessary legal action. Remember, with the support of a qualified car accident lawyer you can navigate the aftermath of an accident with confidence, ensuring you’re well-prepared for any insurance or legal processes ahead.